(Certified by Regulators & Shariah Advisers)

First Habib Modaraba offers the “Certificate of Investment (Musharaka)” investment scheme in accordance with SECP regulatory guidelines and Shariah principles. Our track record of profit payments ensures market-based returns with low risk. Leveraging there expertise and Know-how, FHM presents a prime investment opportunity through the Certificate of investment(Musharaka

Tenure:

The Certificate of Investment (Musharakah based) is available in flexible tenures from 3 months to 5 Years, with tailored profit payment plans to meet your needs.

Attraction:

We offer market competitive returns on our Certificate of Investment (Musharakah based) across flexible tenures. From 2008 First Habib Modaraba has maintained credit rating AA+ and A1 by PACRA which is highest in Modaraba sector. Our team of experienced fund managers understands investor concerns about achieving optimal returns with minimal risk. Therefore, we provide unmatched protection, flexibility, and profitability.

Eligibility:

The Certificate of Investment (Musharakah based) is available to both individuals and corporate entities, as well as other organizations.

Weightages Announced

Projection of Profit Rates

Disclaimer:

“The Certificate of Investment (Musharakah based) offered by the Modaraba is subject to various risks, i.e. market risk, credit risk,liquidity risk etc. Prospective investors/customers are advised to conduct their own due diligence before investing in Certificate of Investment of the Modaraba”