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CREDIT RATING
CREDIT RATING
According to press release dated September 20, 2024, Pakistan Credit Rating Agency Limited “PACRA” maintained rating scale of Frist Habib Modaraba (FHM) as AA+ for long-term and A1+ for short term for the year ended June 30, 2024. These ratings reflect First Habib Modaraba’s strong business profile emanating from healthy asset base, sound asset quality and sustained profitability.These ratings denote a very low expectation of credit risk and Indicate very strong capacity for timely payment of financial commitments
The Management Association of Pakistan (MAP) recently awarded a "Certificate of Excellence" to First Habib Modaraba at the 39th Corporate Excellence Awards ceremony held on October 23, 2024, in Karachi. FHM was honored in the "Financial Category" for Modarabas. This consistent recognition highlights FHM's dedication to excellence and leadership within the Modaraba sector, underscoring its strong performance and commitment to best practices in the financial sector
First Habib Modaraba (FHM) recently won the Best Corporate & Sustainability Reports Awards 2023 in the NBFIs and Mutual Fund category. This prestigious award ceremony took place on Friday, October 18, 2024, at the historic Lahore Fort (Shahi Qila). This recognition reflects FHM's commitment to excellence in corporate governance, transparency, and sustainable practices in the financial sector.
CREDIT RATING
CREDIT RATING
First Habib Modaraba (FHM) is operating in Pakistan’s financial market as Non-Bank Islamic Financial Institution as one of the pioneers within Modaraba sector. With a track record of excellent performance of more than 3 decades is the success story of dedication and commitment to provide the investors a sound and continuous return. Consistency in distribution of dividends among the certificate holders along with increase in certificate holders’ equity has made FHM a top performing Modaraba within Modaraba sector.
Elevating Professionalism, Joyfully Embracing Every Moment: Life at HabibModaraba.
Empowering Futures, Cultivating Excellence: At HabibModaraba where professionalism Thrives.
Unlock potential, embrace achievement, Guided by excellence, rise above all. Every milestone celebrated, every success refined,
Redefining Responsibility, Nurturing Communities, Transforming Societal Opportunities.
Disclaimer:"In case your complaint has not been properly redressed by us, you may lodge your camplaint with Securities and Exchange Commission of pakistan (the SECP).However, Please note that SECP will entertain only those complaints which were at first directly requested to be redressed by Company and the company has failed to redress the same. Further, the complaints that are not relevant to SECP's regulatory domain/competence Shall not be entertained by the SECP”."